Weekly live webinars
A 45-minute live session every week on one topic, rotating through budgeting, credit and debt, homebuying and mortgages, and saving. Bring questions for the live Q&A, or watch the replay later.
Opening soon
The More Club
Live help every week, a coach to work through your plan with, and the courses and templates to keep you on track. For people who are done reading about money and want to do something about it.
$19 a month, or $190 a year. Cancel anytime.
Create a free account and tick "email me when the More Club opens". We'll send one email when membership opens. No payment is taken now.
- Week 1Budget and cash flow
- Week 2Credit and debt
- Week 3Home and mortgage
- Week 4Saving and the long term
What's included
Monthly 1-on-1 coaching
One 30-minute video session a month with a financial coach. Work through your budget, a debt payoff plan, a savings plan, or getting ready to buy a home, and leave with written next steps.
Homebuyer readiness review
Before you talk to lenders, go through your budget, debt-to-income ratio, savings and credit report checklist with a coach, so you know where you stand and what to ask.
Debt payoff planner
A personal payoff plan using the avalanche or snowball method, with a monthly progress check-in so the plan doesn't stall.
Course library
Short self-paced courses: Homebuyer Bootcamp, Debt-Free Roadmap, Credit Score Basics and a 30-Day Savings Sprint.
Templates and trackers
Budget, net worth, sinking funds and debt payoff spreadsheets that work in Google Sheets and Excel.
Monthly money check-in
A short guided review at the start of each month: what came in, what went out, and the one thing to focus on next.
Members-only replay archive
Every past webinar, organized by topic, so you can catch up on what matters to you right now.
What coaching is, and isn't
Our coaches help you understand your own numbers, build a budget and a plan, and prepare good questions for lenders and professionals. Coaching is education.
Coaches don't provide investment advice or recommend specific investments, insurance or loan products, don't prepare taxes or give legal advice, don't negotiate with creditors on your behalf, and don't take loan applications. When you need one of those, we'll explain what kind of licensed professional to look for.
Pennies & More doesn't receive referral fees from lenders, so nobody is steering you toward a particular loan. Full details in our disclosures.
Questions
When does the club open?
We're preparing the first webinar schedule and coaching calendar now. Create a free account and choose to be notified, and we'll send one email when membership opens.
How does billing work?
Monthly or yearly, charged in advance through our payment provider. You can cancel anytime from your account and keep access until the end of the period you paid for. See the Membership and Refund Policy.
Is there a refund?
Yes. If the club isn't for you, ask within 14 days of your first payment for a full refund.
Who leads the webinars and coaching?
Financial coaches and educators. We'll publish each coach's background and credentials on this page before the club opens.
Will joining add me to marketing emails?
No. Members get emails about their membership, like session reminders. The newsletter is a separate choice.