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Mortgage and savings calculators

Quick estimates to help you plan. They run in your browser and nothing you type is sent to us.

Monthly mortgage payment

Home price ($) Down payment ($) Interest rate (%) Loan term Property tax per year ($) Home insurance per year ($) HOA per month ($) PMI per year (% of loan)

Estimated monthly payment: –
Principal and interest: –
Taxes, insurance, HOA: –
PMI (until 20% equity): –
Loan amount: –
Total interest over the loan: –

Rates shown are examples you can change, not current offers. PMI is estimated only when the down payment is under 20%. Your actual payment depends on your lender, credit, location and loan program. Compare official Loan Estimates from several lenders.

Savings goal

Goal amount ($) Already saved ($) Months to reach it Interest rate, APY (%)

Save each month: –
About per week: –
Interest earned along the way: –

Assumes the rate stays the same and interest compounds monthly. Savings rates change; check your bank's current APY.

Pennies & More

Plain-English guides, calculators and a money checklist for households in the United States.

General financial education only. We are not a lender, mortgage broker, investment adviser, tax professional or credit counselor. We don't take loan applications or share your information with lenders. Disclosures

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© 2026 Faces Off LLC. Examples and calculator results are illustrations, not offers or guarantees. Rates, rules and limits change; check official sources before you decide.